Mortgage crisis, the biggest financial crisis in modern history!!.
In our study we remember the Great Depression of 1930 and if it will never bring, and the world learned a hard lesson in that period will not be allowed to happen again.
Then studied the major financial market crises, from Asia to Europe and even Saudi financial market crisis last, and how billions of dollars evaporate into the air not only because of the hysterical cases of the sale.
But the mortgage crisis? Is the gap real, no one expected, especially of the largest and the largest economy on earth, who learn the lesson of the last century and tasted the pain of the Great Depression, the losses and reached the astronomical figure mind can not afford, however, the U.S. economy is standing tall There were no [yet], is a cause for reflection more and more depth in the American economy awesome.
Daquella manera
Thousands of Americans lost their homes, Source: Daquella manera
My friends ask me about the current crisis, like new, they want answers, they want an accurate answer to the entire Net describes the situation in full, and that's exactly can not do any economic, fiscal crises at the moment interfere with the factors and variables related to millions of human psychology to the market.
The current financial crisis began last year and today we see some of the impacts, effects of the painful yet to emerge, the collapse of financial institutions is the beginning of a case of correcting severe and painful for the market, followed inevitably If you do not interfere with the state collapse in all industrial and commercial sectors and stunting economic and check the recession, yes, I said that what is happening is a correction of the harsh market, how? Continue reading.
Bubble? Do you realize what is a bubble, what beautiful is to grow and grow, they continue to inflatable and you know they explode, but nevertheless continue to inflatable, then in one moment to explode, and fade, as if something is not, the bubbles are numerous, notably bubble dot. Com in collapsed in 2001, where all the Internet companies did not remain only a few companies are on the fingers, and the Internet bubble was the main engine for the emergence of the so-called companies on the Web 2.
Bubble is the current bubble, real estate, U.S. real estate, which reached their prices to the sky and continued to rise, everyone wants to invest in the market, but hey any investment requires the purchase price and selling at a higher price of it, and whatever you intelligent would reach the stage they will find buy from you Bsark higher, and here forced to sell at a lower price than I bought here is exactly the start the wave of low prices.
This is one of factors of lower prices based on demand and supply, there are other factors, such as the situation of political and labor market and others, it is important that real estate prices began to decline.
But before dropping the prices of these properties, which had been financed with loans poor without adequate safeguards are called mortgage-poor compared to high interest rates are not fixed to cover the risk, when applying for a mortgage bad grant you a bank in return for ownership of the house which will be constructed, with a high interest rate variable.
Of course, here in the real estate prices rising, it is a bargain, my son one million and the sale of one million and a half, but what if you want to sell and the price of the house half a million?.
When you fall in property prices, the bank will raise interest rates to cope with potential hazards and raising the value of the premium which you must pay, and with the low price of your home will not be able to pay for a long time, be announced bankruptcy, and his bank Btrdek from home and offer it for sale through public auction, the problem is that cases Bankruptcy and reached hundreds of thousands with the view of hundreds of thousands of homes for sale, the price will drop further down than it, thus creating bad debts of the bank, any bank could not collect the debt owed.
Bank can not continue if there was no depositors, and when he declares the bank bad debts in the millions first thing in the morning by a customer, is to go to a bank and withdraw your balance of it, Vnevsip human instinct to do so if they deposit accounts insured by hundreds of times.
But when it is more of drag Bank is exposed to sudden withdrawal is unexpected, is not enough liquidity, which has to cover the sudden withdrawal, you may borrow from other banks such as the central bank, and here to read in the Journal of Finance, the Bank, which invests in shares had been borrowed from the Central Bank, uneasy you investor fear, and start selling like crazy situations in the stock market to get rid of the shares of the bank, the bank's shares represent capital, thus reducing the share price, and lowered his capital.
Vitalibh the central bank to lift its own capital, however, that buying someone shares that were sold, or the issuance of new shares, or declared bankruptcy, and his Chairman of the Board shuttled either to obtain loans and facilities, or merge with another bank, and if not, is declared bankrupt the bank and ask protection, Vihrk central bank to buy shares of the bank was buying up to 80% of its shares and therefore the bank becomes a public institution!!.
But if the central bank did not act to protect the peace, the bank, the commencement of liquidation and payment of creditors in order, may end the bank's assets are not sufficient to cover the benefits of creditors, especially creditors ordinary [ordinary shareholders] and, consequently, the loss will be realized.
When the collapse of banks may be hard to get a loan, and that the cost of borrowing by credit card are high, the lower the liquidity of the individuals and Inmkc consumption Vtaatkds goods and a recession might be, unless the Central Bank intervention and [what happens] Dhakha trillions of dollars into financial markets and for banks to facilitate the lending process and to maintain the existence of consumer activity, so for fear of a recession.
Well, we understood all of the above, but why does it continue financial collapses, why not stop at the bank, why?!, This is what was going to say in the post following, God willing.
In our study we remember the Great Depression of 1930 and if it will never bring, and the world learned a hard lesson in that period will not be allowed to happen again.
Then studied the major financial market crises, from Asia to Europe and even Saudi financial market crisis last, and how billions of dollars evaporate into the air not only because of the hysterical cases of the sale.
But the mortgage crisis? Is the gap real, no one expected, especially of the largest and the largest economy on earth, who learn the lesson of the last century and tasted the pain of the Great Depression, the losses and reached the astronomical figure mind can not afford, however, the U.S. economy is standing tall There were no [yet], is a cause for reflection more and more depth in the American economy awesome.
Daquella manera
Thousands of Americans lost their homes, Source: Daquella manera
My friends ask me about the current crisis, like new, they want answers, they want an accurate answer to the entire Net describes the situation in full, and that's exactly can not do any economic, fiscal crises at the moment interfere with the factors and variables related to millions of human psychology to the market.
The current financial crisis began last year and today we see some of the impacts, effects of the painful yet to emerge, the collapse of financial institutions is the beginning of a case of correcting severe and painful for the market, followed inevitably If you do not interfere with the state collapse in all industrial and commercial sectors and stunting economic and check the recession, yes, I said that what is happening is a correction of the harsh market, how? Continue reading.
Bubble? Do you realize what is a bubble, what beautiful is to grow and grow, they continue to inflatable and you know they explode, but nevertheless continue to inflatable, then in one moment to explode, and fade, as if something is not, the bubbles are numerous, notably bubble dot. Com in collapsed in 2001, where all the Internet companies did not remain only a few companies are on the fingers, and the Internet bubble was the main engine for the emergence of the so-called companies on the Web 2.
Bubble is the current bubble, real estate, U.S. real estate, which reached their prices to the sky and continued to rise, everyone wants to invest in the market, but hey any investment requires the purchase price and selling at a higher price of it, and whatever you intelligent would reach the stage they will find buy from you Bsark higher, and here forced to sell at a lower price than I bought here is exactly the start the wave of low prices.
This is one of factors of lower prices based on demand and supply, there are other factors, such as the situation of political and labor market and others, it is important that real estate prices began to decline.
But before dropping the prices of these properties, which had been financed with loans poor without adequate safeguards are called mortgage-poor compared to high interest rates are not fixed to cover the risk, when applying for a mortgage bad grant you a bank in return for ownership of the house which will be constructed, with a high interest rate variable.
Of course, here in the real estate prices rising, it is a bargain, my son one million and the sale of one million and a half, but what if you want to sell and the price of the house half a million?.
When you fall in property prices, the bank will raise interest rates to cope with potential hazards and raising the value of the premium which you must pay, and with the low price of your home will not be able to pay for a long time, be announced bankruptcy, and his bank Btrdek from home and offer it for sale through public auction, the problem is that cases Bankruptcy and reached hundreds of thousands with the view of hundreds of thousands of homes for sale, the price will drop further down than it, thus creating bad debts of the bank, any bank could not collect the debt owed.
Bank can not continue if there was no depositors, and when he declares the bank bad debts in the millions first thing in the morning by a customer, is to go to a bank and withdraw your balance of it, Vnevsip human instinct to do so if they deposit accounts insured by hundreds of times.
But when it is more of drag Bank is exposed to sudden withdrawal is unexpected, is not enough liquidity, which has to cover the sudden withdrawal, you may borrow from other banks such as the central bank, and here to read in the Journal of Finance, the Bank, which invests in shares had been borrowed from the Central Bank, uneasy you investor fear, and start selling like crazy situations in the stock market to get rid of the shares of the bank, the bank's shares represent capital, thus reducing the share price, and lowered his capital.
Vitalibh the central bank to lift its own capital, however, that buying someone shares that were sold, or the issuance of new shares, or declared bankruptcy, and his Chairman of the Board shuttled either to obtain loans and facilities, or merge with another bank, and if not, is declared bankrupt the bank and ask protection, Vihrk central bank to buy shares of the bank was buying up to 80% of its shares and therefore the bank becomes a public institution!!.
But if the central bank did not act to protect the peace, the bank, the commencement of liquidation and payment of creditors in order, may end the bank's assets are not sufficient to cover the benefits of creditors, especially creditors ordinary [ordinary shareholders] and, consequently, the loss will be realized.
When the collapse of banks may be hard to get a loan, and that the cost of borrowing by credit card are high, the lower the liquidity of the individuals and Inmkc consumption Vtaatkds goods and a recession might be, unless the Central Bank intervention and [what happens] Dhakha trillions of dollars into financial markets and for banks to facilitate the lending process and to maintain the existence of consumer activity, so for fear of a recession.
Well, we understood all of the above, but why does it continue financial collapses, why not stop at the bank, why?!, This is what was going to say in the post following, God willing.
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